About Hakikisha

What Is Hakikisha?

Hakikisha is a real-time AML compliance and transaction screening platform built specifically for Kenyan financial institutions. It automates the compliance checks that SACCOs are legally required to perform under POCAMLA, SASRA regulations, and FRC guidelines — replacing slow, error-prone manual processes with instant, auditable, automated screening. Performs full compliance screening in under 40 milliseconds.

< 40ms screening Real-time screening Controlled decisions Audit-ready evidence

Traditional workflow

Search lists Compare records Record result

Multiple steps. Manual follow-up.

Hakikisha workflow

Customer & transaction screening Completed in < 40ms — full risk scored & decision recorded

Risk scored Decision recorded Audit trail created

Screening response < 40ms

Decision status Audit ready

The Problem It Solves

Every SACCO in Kenya is legally required to:

Screen members
Against sanctions, PEP, and watchlists before onboarding
Monitor transactions
For suspicious activity in real time
File SARs within 3 days
And CTRs for transactions above KES 1,000,000
Maintain a full audit trail
Of all compliance activity

Doing this manually is slow, inconsistent, and leaves your SACCO exposed during SASRA inspections.

What Hakikisha Does

Everything your compliance team needs, in under 40 milliseconds.

One connected platform. One fast, auditable workflow.

Feature What It Means For You

Instant Member Screening Under 40 milliseconds — screen any name or ID against OFAC, EU, UN sanctions, Kenya PEP list, blacklists and watchlists in under one second

Real-Time Transaction Monitoring Every transaction is automatically checked for large amounts, structuring, velocity patterns, and compliance list matches

One-Click SAR & CTR Reports Generate fully formatted reports for the FRC covering any date range — downloadable as PDF in seconds

Full Audit Trail Every check, every decision, every user action is logged with a timestamp — ready for SASRA inspection at any time

Multi-User Access Control Tellers, compliance officers, managers, and auditors each have their own access level

Runs On Your Own Server Your member data never leaves your premises — no cloud dependency, no third-party data sharing

Compliance Lists Covered

The data behind every compliance decision.

OFAC SDN Sanctions List — 80,000+ entities

EU Consolidated Sanctions List

UN Security Council Sanctions List

Kenya Politically Exposed Persons (PEPs)

Africa & Global PEP Lists

PEP Family Members

Internal Blacklist & Watchlist

The Cost of Not Having It

One compliance failure costs more than years of using Hakikisha.

KES 5,000,000 fine

Under POCAMLA, failure to file a Suspicious Activity Report carries a fine of up to KES 5,000,000.

Imprisonment risk

POCAMLA non-compliance can also result in imprisonment for responsible individuals.

Licence suspension

SASRA can suspend or revoke your licence for persistent non-compliance.

Who It Is For

Built for institutions that need enterprise-grade compliance without enterprise-grade costs.

Hakikisha is designed for SACCOs, microfinance institutions, and community banks. If your compliance officer is still checking names manually against printed lists or government websites, Hakikisha was built for you.

Leadership

The people behind Hakikisha.

GIDEON DAVID

Founder

EPHRAIM OMUMIA

Co-founder

Hakikisha

Compliance Solutions

How We Work With You

From pilot to production, on your terms.

Free 30-Day Pilot

We set up Hakikisha on your own server at no cost. Your team uses it for 30 days with real data.

Review Together

At the end of the pilot, we sit down and review your compliance activity — what was flagged, what was screened, what reports were generated.

Go Live

Once you are satisfied, we move to a simple subscription. Your data stays on your server. Your team stays in control.